Question

In the United States there is a large percentage without health insurance. Think about how uninsured individuals in the United States obtain care and how the cost of care may be covered. Please choose one of the groups listed and discuss what incentives would encourage or force members to obtain insurance.

Choose one of the following groups:

Healthy and Young

Sick, Active, and Worried

Passive and Unengaged

Vulnerable and Unengaged

Informed, Healthy, and Educated

Mature and Secure

Legal immigrant

Illegal immigrant

Answer 1

Public subsidies for coverage make health insurance financially more feasible for lower income persons and families, yet many who are eligible an not enrolled in public programs or cannot afford to take up work place offers. Public coverage through premium for those with very low income. State childrens health insurance without (SCH plusminus P ' S) and state only insurance programs may income related premiums for families with incomes above the medicaid or SCHIP fully subsidy level (SCHIP limits cost sharing to less than 5% of income.) The tax statement of health insurance allows workers to obtain heath insurance without paying income or pay roll take on the premium paid by the employer. Despite medical requiring no premiums and SCHIPS relatively modest ones. Of any many who are eligible for these simulations by urban institute in 2001 an estimated 3 million lower institute in un det 65 are both patents and those without children wet eligible for either SCHIP or medicated