Ans. Effective underwriting at issue focus on following 4 areas :
1. Avoiding the Problem of Adverse Selection.
2. Selection of above average accounts. ( Premium for which should be higher than average risk chance )
3. Making certain that all loss exposures are correctly identified.
4. Charging adequate premium from the accepted applications.
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need help please explain Effective underwriting at issue focuses on what four areas? 1.
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