A smaller bank specializing in consumer-oriented banking services is called a(n) __________________. A. community bank B. ...
A smaller bank specializing in consumer-oriented banking services is called a(n) __________________.
A. community
bank
B. money center bank
C. central bank
D. FDIC
E. superregional bank
7. The difference between a commercial bank’s average rate earned on loans and its average rate paid on deposits is called the:
A. charge-off
rate.
B. net operating income.
C. return on assets.
D. money market rate.
E. interest rate spread.
8. Measured by asset size, _________________________ represent the largest group of depository institutions.
A. Finance
companies
B. Credit unions
C. Commercial banks
D. Savings institutions
E. Check-cashing stores
9. ___________ is not among the advantages of international expansion by a bank?
A. Better
diversification of risk
B. Lowering of the regulatory
burden
C. Improved economies of scale
D. Higher monitoring and information
collection costs
E. Broader, and possibly cheaper,
access to funds
10. Customer deposits are a(n) _______________ item on a commercial bank’s balance sheet.
A. equity
B. liability
C. financial asset
D. non-financial asset
E. cash asset
Homework Answers
Hello Sir/ Mam
Your required answer is OPTION A : Community Bank
Community Banks are smaller scale banks and they specializes in consumer oriented loans such as car loans, education loan, home loan etc.
I hope this solves your doubt.
Feel free to comment if you still have any query or need something else. I'll help asap.
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A smaller bank specializing in consumer-oriented banking services is called a(n) __________________. A. community bank B. ...
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