Question

Question no 2-

In your opinion, how the Saudi Arabian bank managers are managing the risks involved in the local market liquidity as well as the international capital requirements to cover the credit risks, market risks operational risk and liquidity risk? How it is going to ease and solve the current financial requirement of the markets? Explain in your own words.(Case study)

Question no 3-

As we know that the Banking system in Saudi Arabia are one of the most modern and developed banking system in the Gulf Region.

a) Explain the classification of bank and the banking system as per the requirement in Saudi Arabia” kinds of banks, Number of branches, numbers of ATM, ownership structure, size of banks measured by total assets and explain whether or not merger or acquisition transactions are required to improve performance through small number of banks with large branch networks instead of large number of banks with small branch networks

b) Are they fulfilling the needs of the society? Businesses and the government? Give statistical example (Case study)

Answer 1

I can say that it sufficiently meets the financial needs and also overcomes the risk of financial, operational, liquidity & market risks by following necessary steps like

. Sharing losses equally

. Understanding the liabilities of each bank

. Forming the organisational structure carefully

. Transforming the employees effectively

. Efficient utilisutili of available resources

. Proper analysis of markets

. Adaption of new technologies, etc