ANSWER:
I = 3% per year or 3% / 12 = 0.25% per month
pv = $8,000
fv = $10,000
fv = pv * (1 + r) ^ n
10,000 = 8,000 * (1 + 0.25%) ^ n
10,000 / 8,000 = (1.0025) ^ n
1.25 = (1.0025) ^ n
1.25 = (1.25) ^ 89.36895
so it will take 89.36895 months or 7 years and 6 months (approx as in the middle of 6th month $8,000 will turn into $10,000)
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