Question

Briefly describe the functions of financing, insurance, delivery, and payment in healthcare.

Answer 1

The health care delivery system components are Financing , insurance , delivery and payment . They are inter connected to each other to promote the health and prevent the illness.

Financing in health care :

It plays a major role in health care system.

It is defined as use of revenue pay for the development of health care in the hospital .

According to WHO " Function of health system concerned with the accumulation , mobilization and allocation of money to cover the health needs of the people individually and collectively in the health system".

Functions :

The functions of financing in health care are

1. Collecting the revenue from different sources like house holds , business and external sources.
2. Pooling and management of revenue , the management of money by the pool members . Prepayment allows pool members to pay the money in average expected costs in advance
3. Purchasing , it includes purchase services from public and private services .

Insurance in health care :

Health insurance is a type of insurance , concession in medical and surgical expenses for an insured person.

Health insurance protects us from high costs of health care .

It is used to pay for doctor visit , hospital stays , surgeries , medications and other preventive care.

functions :

1. It is a financial protection of individuals in health care
2. Ensuring the quality of physicians and hospitals
3. Broad access for small usage fees
4. Wealth transfer

Functioning of delivery in health care :

The health care providers like physicians , nurses , para medicals , technicians deliver the care to the patients .

They deliver their care according their functions .

payment in health care :

Payment in health care means receiving money from insurance companies , blue cross , blue shields and third party companies .

This payment is utilised by the health care system for providing quality care to the patients .