Question

Please help me with this question

Do you think Medicaid Planning is unethical? Immoral? Why? Why not? Would you help a client with Medicaid planning?

Answer 1

Medicaid planning benefits individuals and their families. long term care cost for $7000/month. For high-income families, Medicaid afforded to pay to some extent. Medicaid planning is a methodology. Medicaid planning is for poor not well affordable people, it can make bankrupt the system if it is unchecked. It has many defenders and tax planning. The ethical rule for elderly clients to minimize the cost with law, it is moral. Medicaid planning benefit people to pay for their basic needs. It is an ethically justified and imperative to people's survival.
  Medicaid planning is a federal and state program, it covers nursing home services and community-based services for people, not for skilled nursing care. Medicaid expansion allows the individual to qualify with the poverty line. It provides coverage for elderly individuals with disabilities, pregnant women and children for US citizens with eligibility determines. The government is paying the cost of nursing home care that is expensive and has standards for Medicaid eligibility. Medicaid spent $1,00,000 for individual care and benefit senior with $45 a month for personal needs allowance. It avoids spent down and provide Medicaid benefits. The medicaid program benefits the activity of daily living when the individual requires assistance. In the nursing home level of cost differ from state to state.