Question

Betty obtains a judgment in court against Veronica. Veronica works at Archie’s diner as a waitress. In order to collect her judgment, should Betty use the garnishment procedure? Is it available? Why or why not?

Answer 1

Yes, Betty can use the garnishment procedure to collect her judgment from Veronica. Garnishment procedure is a legal process that is used by creditors for collecting debts from debtors who owe them money. Using the garnishment procedure, Betty approaches the sheriff, also called as levying officer and gives the details as to where the judgment debtor works. In this case, Betty provides Sheriff about Veronica’s employer- Archie’s diner. Then, the sheriff (levying officer) serves the garnishment procedure and its related government order to on its employer (Archie’s diner). When the employer receives this garnishment order, the employer withholds a specific amount of money from Veronica’s salary which is then passed onto the creditor, Betty.

Thus, it is pertinent to say that though garnishment procedure can be used by creditors to claim the amount from their debtors, it varies in different states. Hence, they have to be used wisely.

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