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Joe Latte has completed a business plan and determined that it will take $120,000 to open...

Joe Latte has completed a business plan and determined that it will take $120,000 to open his coffee and gelato shop. He has $30,000 of his own money and needs to obtain $90,000 in loans or grants.
How should Joe go about getting financing?
How likely is he to obtain a grant to start an Italian ice cream shop?
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