Question

Should health insurance continue to be linked to employment (i.e "employment-based system") or is there another acceptable approach?

Answer 1

Yes, for the benefits of the employee the health insurance must be continued and linked to the employment. There should not be another acceptable approach in regard to health insurance for employment purposes. During the start of the employment process, an employee should be offered a health insurance plan. It is such type of benefits that are required to be utilized by an employee during medical emergencies so it is the necessity for the employment purpose to secure employees in all aspects.

The premium for the health insurance plan is being deducted from the salary of the employees and it is a nominal amount that goes to health insurance. The employee does not need to face any hassle for investing in any other way, and it is the best practice because every month without any additional insurance scheme they are getting health benefits from health insurance. Even employee's families are getting the chance to take the medical facilities under this health insurance plan.

It is an advantageous part for the employees to get health insurance and such things are really necessary factors for the employment-based system. With job security, if any health insurance is being linked to the employment then a good employment structure is likely to be created that will strengthen the life process of the employees and the work-driven functionalities shall be enhanced to achieve goals.