Why has the U.S. tied health insurance to employment? Is this how other developed countries provide health care for its citizens?
Ans) The employer-provided health insurance industry that exists today is largely the unintended result of a temporary tax break from the early 1940s. This tax break became the basis for U.S. healthcare.
- Then, in 1943, the Internal Revenue Service decided that employer-based health insurance should be exempt from taxation. This made it cheaper to get health insurance through a job than by other means. Even many unions did, having spent so much political capital fighting for insurance benefits for their members.
Why has the U.S. tied health insurance to employment? Is this how other developed countries provide...
How does the U.S. rank among other developed countries in terms of per capita spending? How does it rank with regard to satisfaction with health care services? What is your interpretation of these rankings?
Why was health insurance developed? A. Like homeowner’s insurance or life insurance, provide protection to an employee in the event they required health care. B. To reduce the amount of absenteeism by employees C. Companies’ felt responsible for the health of their employees. D. Companies wanted to provide free healthcare services to their employees.
Assignment Purpose: Understanding how the U.S. healthcare system relates to systems in other economically developed countries can help during reform efforts. In this assignment you will compare and contrast the U.S. system with another country’s system. Assignment Details: Create a visual aid, such as a map, of the U.S. and another economically advanced country such as Canada, UK, or Germany. This map will serve as a visual reference identifying how the country provides healthcare (governmental coverage, private third-party, etc.) and...
Currently the United States spends more on healthcare than most other developed countries but has a high mortality of infant mortality and life expectancy. Why is the United States lagging behind in health outcome? What could we do better while looking at other countries health system? How is politics currently affecting health care in nursing practices or the United stated?
•All the industrialized countries, except the U.S., provide various other benefits for expectant mothers, such as free prescriptions, free dental care, free childbirth classes and free nursing help at home in the baby’s first weeks of life. •Why not the U.S?
Why do you think that the United States is the only developed nation in the world without universal health insurance? In the long run, do you believe a single payer system is the proper model for the U.S. health care system? Why or why not? What can we learn from the experience of other countries that can help us decide which policy direction to pursue?
Archenland currently has a public health insurance system that reimburses citizens for 80% of all health care costs incurred. The government is considering a policy change that would provide medical care providers with a fixed reimbursement level for each diagnosed illness and citizens would longer have to bear any out-of-pocket expenses for health care. how would this policy change affect moral hazard? 1] Archenland currently has a public health insurance system that reimburses citizens for 80% of all health care...
The United States spends more on health per capita than any other country. The U.S. spends about 16 percent of its gross domestic product (GDP) on health care—the largest expenditure in this category among industrialized countries. Even though the U.S. health system is the most expensive in the world, comparative analyses consistently show the U.S. under performs relative to other countries on most dimensions of health performance. Finally, the U.S. remains the only major industrial country without some form of...
The insurance industry plays a huge role in the American health care system and absorbs a significant portion of the health care dollar. A single payer system, whether it is a private company or the US government, would eliminate the complex insurance paperwork burden and free substantial funds that could be diverted to support care for the under-served. Why do you believe that so much resistance to a concept used in every other developed country has continued in the U.S.?
Single-Payer Health Insurance There are currently opinions being voiced about the United States converting to a federally-administered single-payer health-care program (Medicare-for-All). The Federal Government would decide what care to deliver, which drugs to pay for, and how much to pay doctors and hospitals. Private insurance would be banned because, as the Congressional Budget Office has noted, high-income people might prefer to purchase substitutive insurance that offered more generous benefits or greater access to providers. The Discussion Board question this week...