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Why do so many citizens of the United States have difficulties affording healthcare ? Do only...

Why do so many citizens of the United States have difficulties affording healthcare ? Do only the uninsured struggle with affording health care ? How can we make health care more affordable for people and is there any way to do this without increasing taxes ?
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Many of the US citizens facing difficulties in affording health care due to reforms in existing health care system. Some of the health insurances (Association health plans - AHP) run for a short period of time with higher premiums or denied insurance due to pre existing medical conditions. And also these cannot cover some of the basic care includes prescription of drugs and maternity care which make the health care non affordable by lower and middle income groups.

Late patient protection and affordable care act formerly called as obamacare(ACA) was the largest overhaul of the US health care system since 1960.

It aimed to eventually slow the growth of health care spending and also aimed to cover 15 % of uninsured americans and also who were not covered under any of the programs.

The main provisions of this act are:

No one can be denied insurance coverage for pre existing medical conditions ( preterm birth, diabetes, hypertension etc)

Children can stay on their parents health plan until the age of 26 years

Companies no longer charge women more than men

Companies and businesses with an employee intake of more than 50 must have a health insurance policy

This act covers wide range of US citizens and made health care more affordable even for non insurance groups.

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