Question

Question 11 & 12 please!

Question 11 (0.15 points) Your health insurance requires a copay of $45 each time you see your doctor. You have already met your $1750 deductible for the year, but you are far below your out-of-pocket maximum payment of $2500 for the year. Your doctor charges patients without insurance $100 per visit. How much must you pay for your visit to the doctor in this situation? Your Answer: Answer Question 12 (0.15 points) You have health insurance coverage that pays 90% of out-of-hospital expenses after a $500 deductible. You incurred doctor and prescription medication expenses of $920. What amount will the insurance company pay? Your Answer:

Answer 1

Q.11) answer

Copay is normally charged after the deductible limit reached by the patient. In the given situation as doctor charges $100 per visit and your health insurance requires a copay of $45 per visit.

In this situation you have to pay $45 to your doctor per visit remaining will be paid by the insurance company.

Q.12) Answer

$500 is deductible

therefore calculation for insurance company payment are as follows(amount in $)

=920-500

=420

as coverage is 90%

=420*90/100

=$378

insurance company will pay $378.