Explore the various ways that one can improve the credit score. Discuss three ways, explaining how...
Explore the various ways that one can improve the credit score. Discuss three ways, explaining how it would work, how long before the expected improvement would show up on the credit report and how a person could change how he/she uses credit in the future.
Homework Answers
3 Ways to improve credit score-
A. Paying your bills on time- one should pay off his bills on time as it improves his credit score as lenders look for your past performance for predictability of your future.
B.Donot apply for too much new credit cards as it will result in multiple inquiries leading to a detoriation in overall credit score.
C. Paying off your debt quickly and maintaining a low balance of your outstanding overall debt.
It takes time to fix negative score of credit card,there is no quick fix strategy as the better disciplines you maintain, the quicker your credit card scores get better.
You should always keep a check over credit and never spend more than your earnings so that you can never be behind on your bills . Credit accumulated is lethal in long periods .
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Explore the various ways that one can improve the credit score.
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