Question

Given the increasing longevity of Americans and the costs of providing long-term care, anticipation of the costs should be a major element of every family's financial planning. Current information suggests however, that very few families or individuals give this consideration. What factors might impede this advance planning? What measures might be effective in raising awareness among Americans about this important matter?

Answer 1

The cost of providing long time care and special of for should be a major treatment of every families . Now a days every family show the have financial planning for this major element in their life for better long term of healthcare we should make awareness of these to the every individual living in our society.

Long term care represents a significant burden to the approximately elderly need their families and the medicine program concerns about Axis quality cost and the distribution of the burden of care in this I will discuss about highlighting a principal tissues identifying the energy aspects button to long-term care and exploring the implications for research and policy development and the speed of this advanced planning and the measures to to increase awareness among America's about this important matter.

And impact on long-term care and critical role social choice will play in shaping the future long-term care system is designed.

About more than 11 million Americans need some form of long term care arising from chronic illness and conditions training needed care is critical to the quality of life and sometimes to the survival of those in need the duration of need of an years and sometimes decades next provision of long term care birthday in some and expensive two individuals and their families because individuals and families frequently lakh to the resources for needed care the responsibility of friendships to the public sector. Here ear is Focus long-term care for elderly about 7 million elderly people have some type of long term care dependency ranging from need for help with ordinary household task to need for total assistance in every activity of daily living it should not be overlooked that focusing on the elderly excludes significant number of other persons needing long-term care to 23 million persons have developmental disabilities are mental retardation requiring substantial assistance and 12 million people are particularly are totally dependent because of chronic mental illness so they should have in plan advance to secure their life medical insurance and private sectors and government sector insurance they should cover in their life from the beginning.

among the continuing concerns regarding the long-term care system are questions of cost and efficiency and quality of care London expenditures amounted to about there cos is more.in long term care 80% went for nursing home care spending on nursing homes the only long time ke service for which reading can be monitored through time has been one of the fastest growing components of health expenditures accountants exist that both accessing nursing Home utilisation and unnecessary increasing cost for they have contributed significantly to the growth in nursing Home sending such a perception is not uncommon with respect to healthcare spending in general hyva one needs to be careful about transferring notions of excess and in efficiency that exist regarding the healthcare system in particular the acute healthcare system to the area of long term care rather than overuse, underuse may be norm.

Despite a popular perception that extensive farming of nursing homes result in inappropriatedespite a and speculation that savings good result from reducing nursing Home use by substituting home care there is a need to be sensitive to potential shortage of nursing Home care a shortage of bed certainly exist relative to demand

sorry every Americans have Bull spot when it comes to determine cloning long-term care cos even though the major Americans will at some point neet round in care if you are planning forsorr but we have to aware the persons and people's to plan it by every Americans make awareness.This is not like being struck by lightning it is something we will say we will all face in our lives..if we don't need it ourselves it's likely that our spouses our signficants other or our partners will.it will touch the lives of every single amerAmeri.

we estimates that 70% of people aged 65 today will required some form of long term care during theirwe es most of the time the type of assistance is non medical including help with the daily tasks such as bathing the need can arise unexpectedly after a major illness or even suffering an injury from a fall.

Many mistakenly blue Medicare private health insurance will help to pay for long-term care.57%of Americans say they plan rely on Medicare should they ever need ongoing living assistance.but Medicare dosdnot cover extended nursing home stays or non skilled living assistance.

so it's a good idea to take the time to research medicaid rules particularly what source of assist you might have to spend down to qualify research how other long-term care financial clans can affect your medicals eligibility.

Keep in mind that medicaiM regulations vary widely by state and could change over time.