Question

If you were an employer, what would be most important in considering an HMO for your employees? Why?

Answer 1

Answer :

Employer : the person who is employs the people. Also known as manager.

HMO : stands for health maintainance organization : it is a medical insurance organization or group that provides health care services for fixed annual fee.

Importance of HMO for employees :

* if the persons insured means it will be benefit to get health care services at low cost.

* it useful to promote healthy lifestyles and improves the health care out comes.

* under the HMO the employees can select by primary health care physicians and they will refer the clients to speciality health care services.

* so that they will get benefits of low cost services at specialist health care services.

* these benefit is only for the employees who is under HMO.

* and the family members also get emergency financial support during sick.

* the insurance is available in short and long term forms.

* the employees can use and thing.

There are some important benefits to HMO Employees :

1. Emergencies

2. Reimbursements.

3. Dependents

* emergencies means during any emergency situation like any major health problems if they have to pay more amount means the huge amount deduction may come from this.

* Reimbursement will come from HMO to the employees, like for medical treatment, surgical treatments,

And vaccines and medicines also reimbursable.

* dependents means here not only employees but also family members also get emergency benefits. It is the meaning of dependents, because family members are depending on head of the family who is an employee.

So based on above points I will consider HMO is most important to an employees.