Question

Should the family or the government fund for long term care cost? Give three arguments for government funded long term care insurance program; give three arguments against government funded program in long term care while argue for the importance in family funded and provided long term care.

Answer 1

Step-1

Health Care is basics needs of human being as like food , shelters but people are not much aware about it . Many people even bankrupted due to lack of management and planning in their health care coast .While people have healthy mind and body then they can more productive in their social , proffesional and personal life . So , Goverment or family should properly funding in health care in long term . It's can make more benefits to citizenship or family's member of long term health care planning with low cost .

Step-2

Three argument which support that Goverment funded programme in long term health care .

1. To maintain affordable and Quality based health care . Therefore , while citizens acess good health care facilities through long term planning then definitely health care condition will be improved . Country will be more prosperous .

2. Goverment would like to helps needy and poor people to reduce their financial cost in health-care . For example , India Goverment launched AYUSH Scheme which benefited 10 crore family in long term health care .

3. Goverment long term care insurance helps aging population ( 60 and above ) to acess free medical facilities and improve their health condition.  

Step-3

Family long term caring planning leads to more beneficial . Because goverment health care benefits doesn't accessible for all . Besides family funded caring plan gives more Quality based health care and person can meet their personal requirement whenever needs . In family funding care doesn't need to follow any process rather it is more individual appraoch . Therefore people can access it with their urgent time also . But Goverment long term funded insurance programme have possiblitity of discrimination and there it is not much sure to acess while extreamely urgent. Family can also take decision regarding short term planning as alternative option . In American there 52% population whose age above 65 needs long term medical care but it's not possible for Goverment to expenditure huge amount for long term planning and for all people . There fore , family funded insurance caring pogramme have benefits in such situations .