Question

Case 4-1.

You are working with a new graduate who comments that she never did understand the various types of insurance and who they typically insure. She asks you to help her understand which one of the following insurance plans they are most likely enrolled in.

Medicare, Medicaid, Commercial Insurance, Tricare, Worker's compensation.

What insurance company will cover each individuals below?

A 72 years old male with diabetes......................

A 45 year old female with end stage renal disease...................

A newborn to a mother on Medicaid.....................

A 24 year old female working at metro Hospital admitted for delivery...................

A 33 year old single mother making $ 800000 per year.......................

A 26 year old construction worker who fell off a ladder and broke his arm at work......................

A 54 year old male with urticaria, his wife is in the military.....................

A 64 year old female with clinical depression, her husband is a coal miner...................

A 34 year old stockbroker diagnosed with depression........................

A 43 year old man injured in an automobile accident while making a delivery for his job.................................

Answer 1

1)Medicare.

A 72 year old male with diabetes is provided by Medicare.

Medicare is a federal insurance program provides to individuals who are more than 65 years of age.

2)Medicare.

45 year old female with end renal stage disease is provided with Medicare.

Because it is given to people who have end renal stage or permanent kidney failure.

3)Medicaid.

A newborn to a mother is provided by Medicaid.

4) Commercial insurance.

A 24 year old female working at metro hospital admitted for delivery.

5)Medicaid.

A 33 year old single mother making $800000 per year is be covered by Medicaid.

6)Workers compensation.

A 26 year old construction worker who fell off aladder broke hi arm at work is covered by workers compensation.

It is provided to employees who are injured during work.

7)Tricare.

A 54 year old male with urticaria his wife is in military.

Tricare is provided to millatary and their spouses can be provided by it.

8)Medicare.

9)Medicare.

10)Worker compensation.