Question

what six approaches did the ACA use to cover the uninsured?

Answer 1

In March 2010, Patient protection and Affordable care act was signed into legislature by President by Mr.Obama.

In a nutshell, 6.6 Mn young adults will be covered under the existing policy of parents. 30 Mn adults will be covered under health care policy by 2020. Primarily by extension of new insurance policies and by extension of Medicaid services.

The following 6 approaches were covered by AHC to cover the uninsured.

1. Young adult coverage:

All young adults under 26 age to be covered under their parents policy by 2014. This is mandatory and will add to tax penalty if not done. This ensures the high school and college graduates to be covered by insurance until they become financially independent to buy their own policy.

2. More benefits for women:

Women enjoy the greatest impact of the ACA by having a variety of premium options. They also need to pay equally to men. For pre existing conditions like cancer and pregnancy will be covered under the insurance policy.

3. 4 tiers of healthcare coverages;

Like bronze, silver, gold, platinum coverage depending on the individual budget and the extent of coverage. Bronze tier 60% will be paid by insurance providers 40% to be paid by individuals. This is the mandatory plan that need to be covered by any individual by 2014. This also supports for essential health care support.  likewise 70 % by silver, 80 % by gold, 90% by platinum.

4. ACA provide benefits to 10 people category;

Any plan to provide healthcare to following;

• Emergency
• Patient
• Pediatric
• Preventive and wellness
• Prescription based
• Maternity and newborn
• Rehabilitation
• Mental health
• Laboratory
• Hospitalization.

5. Accountable by insurance providers;

Insurance providers to ensure the quality of care given to the patients. If the provider pays more than 20% on premium to its overheads, they have give back the difference overtime which again reduces the money spent by individuals.

6. Aid to the elderly:

Senior citizens will have major impact to avail the ACA benefits by protecting the benefits from existing healthcare. They provide preventive benefits such as mammogram or colonoscopy for free.